Certify Your Employment to Get Started on Tax-Free Student Loan Forgiveness (PSLF)


STEP GOAL 

The goal of this step is to certify your employment for the Public Service Loan Forgiveness (PSLF) Program.



WHY

This is important because the PSLF Program promises tax-free forgiveness on ALL of your federal student loan debt!



WHO QUALIFIES

The Public Service Loan Forgiveness Program follows the employer — not the job. If work full-time for a PSO (Public Service Organization) then you qualify no matter your job title.


Not sure? Talk to your Human Resources department. Might even print off the ECF and take it with you to see them. If they are able to complete the form, then your employment should qualify!


WHEN TO SUBMIT THIS FORM

Once you have completed the Udeany Program your loans will be correctly setup for the PSLF program! All that will be needed to get started is to complete the PSLF ECF (Employment Certification Form). A new one is attached to this lesson.

You will complete and sign page one. Your employer will complete and sign page two.

Mail or fax the completed form to Fedloan Servicing.


NOTE: The PSLF ECF is the last thing you do to get setup for the Public Service Loan Forgiveness Program — not the first! Many people think they cannot qualify for the PSLF Program because they submitted this form too early. Don't let an earlier denial stop you. Once you have completed the Udeany Program your loans will qualify as long as you work full-time at a Qualifying Employer.



CELEBRATE

Congratulations. PSLF is the best student loan forgiveness program by far. Once your ECF is approved, you will know you have started the countdown to tax-free forgiveness of all your federal student loan debt!


PSLF_ECF_EXP2020.pdf
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